Home Loans
Home loans with competitive interest rates from our lender network. Apply online to check your eligibility.
Fast approval and lowest rate for your new home loan.
Purchasing a home is an exciting and often fulfilling time in one’s life. Let us take the stress out of this venture! Whether it is a primary residence, a second vacation home, or a rental property; we will not only find the right product for you, we will help you choose the right financing for your individual needs. With access to over 340 lending partners, we have access to FHA, VA, USDA, Agency and Private lending platforms. We offer FHA, conventional, non-conventional, jumbo, ARM’s, and other unique lending products.
Products are subject to investor guidelines and underwriting requirements. All products are compliant with current mortgage laws as set forth by the Consumer Financial Protection Bureau including but not limited to: Truth in Lending Act, Fair Housing Act, RESPA, Equal Credit Opportunity Act, Fair Credit Reporting Act, Homeowners Protection Act. For a complete list of the Consumer Protection Act, please visit www.consumerfinance.gov.
![](https://dreamlendingservices.com/wp-content/uploads/2022/03/gray-house.png)
New Home
Home loans with competitive interest rates from our lender network, You can apply online and check your eligibility with our easy Payment Calculator. Fast approval and lowest rate for your new home loan.
![](https://dreamlendingservices.com/wp-content/uploads/2022/04/house-dollar.png)
Home Conversion
A home conversion loan is an effective resource for those who have a housing loan.
![](https://dreamlendingservices.com/wp-content/uploads/2022/04/paper-pen-icon.png)
Land Purchase
We offer various lending products for land purchase. Different products from different platforms ensures the most competitive terms for your land loan.
![](https://dreamlendingservices.com/wp-content/uploads/2022/04/home-reno.png)
Home Renovation
Get funding for your home improvement and renovation projects. Apply for one of our “improvement/renovation” products today.
Qualify for the Financing You Need Now
Features of Our Loans
All loans are not created equal – Let one of our experts find the best one for your needs.
![](https://dreamlendingservices.com/wp-content/uploads/2022/04/laptop-icon.png)
Salaried & Self-Employed
Loan products for all documentation types.
![](https://dreamlendingservices.com/wp-content/uploads/2022/04/handshake.png)
Loans
All charges are communicated up front in writing along with the loan quotation. A very professional and simple service.
![](https://dreamlendingservices.com/wp-content/uploads/2022/04/home-loans.png)
Home Loans. Refinance, Purchase, Reverse Mortgage
Numerous loan products to suit all of your borrowing needs.
![](https://dreamlendingservices.com/wp-content/uploads/2022/04/reversemortgage-icon.png)
Reverse Mortgage
Giving seniors financial options.
Home Loan – Eligibility
In your initial interview, your loan officer will give you a good idea of the documentation that you and your co-borrower, if applicable, will likely need to provide. Here is a list of items you’ll typically need after you apply for your home loan:
To Be Provided by all Borrowers:
Valid driver’s license or other government-issued photo identification, date of birth, and social security number
To Be Provided Depending Upon Your Situation:
To Be Provided by Self-Employed Borrowers:
Copies of previous 2 years’ corporate/partnership tax returns if 25% or more of company is owned
Frequently Asked Questions
Can I pay off my loan early?
Yes. There are no prepayment penalties.
Do you offer refinancing?
Yes! Homeowners enjoy the benefits of investing in their property year after year. For some, there comes a time when that investment can come in handy. Refinancing with a Conventional, Jumbo, or an FHA loan can prove to be an effective way to put that equity to work.
When should I apply?
Where are you located?
Can I apply for a loan at any age?
What does my credit score need to be?
We accept credit scores as low as 580.